You can fund your Scratch2Win digital wallet directly from your bank account. To fund your wallet, you will be required to:

  • Register/Sign Up on the website @ by creating an account.
  • Once your account is activated (verified via email) you will be directed fund your wallet in order to play the game of your choice.


How to Fund your Wallet:

You can fund your wallet through any of the underlisted payment options available on the site , as follows:


1. Card Payment

You may fund your wallet using your Master, Visa or Verve card. There is no transaction charge for payment via this method. If your transaction is successful, your wallet will be credited immediately.


2. Quickteller Instant Deposit:

The Quickteller instant deposit payment method attracts a #100.00 transaction charge. Your wallet will be credited immediately on successful payment. A payment receipt will be generated and sent to the email address provided by you during registration.


3. USSD Payment

    a. GTB USSD Payment via *737#

     To fund your wallet using the GTB USSD payment, select GTB USSD payment and follow instructions displayed on the site. A unique string USSD code will be generated for you, kindly dial code on your phone to make payment. Please note that this payment method attracts a N50:00 transaction fee.


    b. *966# (Zenith)


    *565*6# (NIBSS)



Bank Deposit

  • Visit any Zenith Bank branch
  • Fill in the deposit slip providing the following details:
       Account Name: Luke Harris & Seni Limited
       Account Number: 1015503614
       Depositor's Name: Your Scrath2Win Wallet ID
       Depositor's Phone Number: Your phone number
      Amount: The amount you wish to deposit
  • Present the filled deposit slip to the Cashier/Teller
  • As soon as the teller confirms payment, your Scratch2Win wallet account will be credited free of charge


Please note as Follows:

By creating an account you indicate your legal capacity to enter into a contract in the jurisdiction where you reside. However, person(s) under the age of 18(Eighteen) years are not eligible to create a Scratch2Win account on the website


Luke, Harris and Seni Limited 2018.